Chapter 7 bankruptcy filings are primarily used to eliminate unsecured debt.  We make filing Chapter 7 bankruptcy in Covington Kentucky as simple as possible and something that can be done  online with the resources you need.  We use manuals, PowerPoint presentations in Adobe, audios and other methods to explain filing Chapter 7 bankruptcy in Kentucky and how to get the maximum benefit from Chapter 7 bankruptcy. 

Filing Chapter 7 bankruptcy requires accurate debt records.  Accurate records for your attorney includes addresses and account numbers for each debt.  You can obtain a free copy of your credit report at annualcreditreport.com 877-322-8228.  You can obtain bankruptcy counseling from financiallit.org.  

Creditors check your Chapter 7 Bankruptcy filing and will continue to attempt collections if they are not listed.  If you fail to list a debt and attempt to file for a mortgage later, lenders may make you pay the debt or spend lawyer fees to reopen your Chapter 7 bankruptcy and add the debt later.

Lawyers advise you that Bankruptcy Law requires you to list all your debts.   You can reaffirm or pay a debt but you must list your debts in Bankruptcy.  As a Covington Kentucky lawyer, we can’t overemphasize the importance of taking your time to plan and accurately filing your Ky Chapter 7 bankruptcy.